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By Gene Bifano
We are rushing headlong to a Cashless Society in Vermont and the country. Some may think it’s a good idea, but it is not! It’s a danger to our freedom and society. The Biden administration is creating a program where “all” transaction’s will go to the “Feds” -FedNow
Some recreation businesses only accept credit or debit card payments. That’s fine you don’t have to go those businesses. Whereas Cassella Waste Mgt., a critical/essential service has refuses to take cash for their service.
It’s one thing for a company that doesn’t provide a critical service to refuse cash, it’s another when companies we’re required or need to use, refuse cash.
Should we and the State allow critical services refuse take “The” legal tender of the United States? NO! Cash is taken for granted. It’s been a way of life since ancient civilizations created coins.
Just think with a major power failure and/or no internet, or banks being brought down by hackers – we will be penniless. Cash is what we give our kids for allowance or tip servers. Cash goes into piggy banks or safety deposit boxes for emergencies or for Girl Scout cookies, cash is what we loan friends. How about all those coin drops that support various Charites and Christmas kettles. A major loss to charities.
Will Everyone need to have a device to accept electronic payment? Will all those devices be secure? Will everyone have greater access to our credit and debit card info? And, what about the merchants and gas stations that give discount for cash sales?
Cash transactions are private between you, the person the other person. Checks are also private; between you and the other person. When we use cash or checks there are No Product codes to tell the government what you purchased. With the urging of the government, the credit card companies were forced to create special product codes for purchasing guns and ammunitions. Or, anything else they want to track.
The issue, federal law forbids government from creating a gun registry. And rightly so, every dictator in history forbad the people from owning weapons. This is their work-around to bypass the law.
With a cashless society every little thing we do the IRS, as well as politicians, will know about. The underground economy will cease. Undocumented workers will not be able to work for cash.
Everything but everything can be taxed.
We cannot trust the IRS? Under Pres. Obama the IRS, Lois Learner, denied, prior to the his election, 501c status to 467 organization that didn’t agree with his politics. The government paid out substantial damages in two separate Federal suits to those individuals. Too little too late! The culprits? Nothing was done to punish them and remind others there are consequences.
The GAO stated, the IRS plans to hire 30,000 new agents in the next 2 years; equivalent to 3 army divisions. What are they going to do? And, by the way, for some reason they need to carry guns. Huh?
Recently it’s become more prevalent for some financial intuitions decided to use one’s political belief in lending decision or even customer selection. If transactions go through these institutions, will they be able to stop transactions they don’t like? With AI, it will be easy and instantaneous. Again; see FedNow and the Federal reserve.
In essence, they are taking away whatever privacy and autonomy we have remaining. The Big Tech companies have already amassed huge date files on us – those files will be even bigger. Debt/Credit transaction fees will be a way of life. Everything we do will have an electronic signature attached to it. Fees and interest rates assigned to every transaction.
As part of the Citibank team that created electronic banking as we know it, we knew customers will lose track of their funds and there would be overdrafts. To help mitigate the problem a product was created to fund the overdraft with a modest interest rate and NO overdraft fees. I argued to decline Debit transactions if the funds were unavailable – nope, they didn’t want to discourage card use.
Direct Deposit, was instituted, that contributed to the problem of not knowing one’s checking or savings balances.
At MasterCard we sold Credit/ Debit card acceptance to fast food chains and supermarkets, low margin businesses. We showed them that people will spend more and buy higher priced items when using a card for payment. They do! Why? When one looks in their pocket and sees the cash they have, they buy accordingly. Credit Card spending is one of the reasons Americans have such high debt – $1.03 Trillion.
Governments and businesses signed up with the idea of using electronic cash to facilitate internet transactions, and reduced staff. With basic CC interest at about 22% someone’s making a lot of money. They, will make a ton more when we are forced to only use credit cards.
Fact, according to the Fed about 5% of the population is un-banked and another 16% underbanked. While 16% of the general populations is underbanked; the black populations number is 26%.
By far, the biggest fear, however, is the government! A cashless society will increase its ability to spy and control us; see FedNow. With a cashless society, the government will have 1000 times greater ability to invade our privacy and control us.
In a fully cashless society, government can force compliance to their political will by simply turning off your access to your money – no food water or shelter. Hmm, the American way.
Again, when essential services start denying the use of cash, what are the alternatives? Without a bank account or CC what will they do with their trash? Leave it on the roadway or burn it? Our governor and legislators need act immediately to pass legislation to forbid essential business; essential to normal living; food, fuel, waste, energy, transportation etc. – to go cashless.
The author is running for the Moretown seat in the Vermont House as an independent. He says “I was on the leading edge of creating the electronic payment and banking “nightmare” were moving to, with Citibank, ADP and MasterCard; starting in 1977. When I helped develop these systems, I mostly saw the positive side. I never imagined the fear of federal and local governments with their overreach, could pose such a danger to our freedom.”
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Categories: Commentary
The credit card that I use the most was hacked 3 times last year, requiring a new card and number. If the hackers will spend that much time to use your credit card for a few purchases until the card is cancelled, what will they do when they have access to all of your bank accounts and information?
I work in the industry. My clients, who accept payments, say, without exception, “No one carries cash anymore,” and that this especially applies to people 30 and under.
If you don’t want a cashless society, teach your kids to use cash. Just like if you want them off their phones, get off of yours.
Tyler, I suspect your clients aren’t telling the whole truth of the matter. If they are though, they will learn, soon enough, that crypto and credit cards leave permanent tracks that can be followed by those some of us don’t want following us. Block chains too leave subtle tracks around the great economic watering hole where predators seek their prey. The only way to avoid them is to establish black markets, drill your own well, not tell anyone about it, and carry a canteen.
Battle between BRICS nations and Western fiat petro trash is coming to a head. The West solution is to put all transactions into digital crypto format – some nations will trade with crypto – that is backed by something tangible – like gold. The Western nations are crumbling under debt and devalued currency. The fight is on. Know what you hold only by holding it in your hand. If you relinquesh control over your currency – you have no currency – just digital digits that can disappear or be locked up in an instant. They are all ready doing it and testing it. The debt is to high to manage – they have to do it to transfer all the wealth and reset the system – in their favor and control of course.
A debt society is a slave society. Period. End of story.
CREDITS are according to social standing…
LIving within one’s means and getting rid of the middle man… frees up a lot of time, will make you healthier and happier, and remove the indentured slavery inherent in debt…
Debt societies are slave societies… indentured slavery.
Live within your means and get rid of the middle man… and use your surplus to share with neighbors…
Wake up people, you will be controlled one way or another, your government will tell you what, where, and when, and that’s a socialist/communist nation and that’s what the left is pushing for.
Is that what you want ??, vote these clowns out……………………………………….
This, along with internet ID so “children don’t watch porn”, biometrics and face scanning for “convenience” and “security” (you can’t change these like a password if it becomes compromised), your remote spy vehicle required by law for all new cars. Self check-out shopping and security face/gate tracking systems linked into the CIA/NSA.
The *absolute control* grid is coming, and many of you will unknowingly beg for it (because feelings). These digital control systems are integrated in your “fund the police” money. Most of us willingly give this information to 3rd parties 24hrs a day with your “smart” devices, Alexa, phone apps, voice to text, social media, and ring cameras etc… People just don’t care and think it’s a weird thing to be concerned about. We will all suffer by everyone’s willful submission.
Not only is there the extreme danger of nefarious government control freaks, but also a remote attacker can completely ruin your life. You could easily wrongfully end up in prison with a few little computer system manipulations by an identity theft. You could become extorted easily by some foreign hacker. You can also end up in jail for murder, as we have seen on multiple occasions because someone rode their bike past a crime scene with their digital spy device even though they were innocent. We have seen people almost killed in felony stops due to AI plate reader errors. The systems and danger are here, and it will only get worse. EVERYONE is doubling down on stupid.
The government has no authority to spend our money to spy on us. It’s time to start enforcing the principles of the 4th amendment. If you willingly give up your data as part of an agreement with some 3rd party, that shouldn’t automatically mean it’s eligible for sale to the government for any purpose. Just because it’s now “public information”, doesn’t mean the government can weaponize it against us while making us pay for it.
The central bankers are running this show and it is time to smarten up. The debt in this country can not be paid back and you have massive bond fraud and you will see bond defaults. Your homes will be taken with property taxes unless you stop it.
https://home.solari.com/casheveryday/
By the Solari Team
As the saying goes, “money makes the world go around,” but today’s battle of digital currencies, inflation, and paper currency has humanity at a tipping point between freedom and fascism.
The pandemic and accompanying lockdowns have been wildly successful, creating the right environment for total control of society, health, money, and food. Huge portions of the population, influenced by fear and mind control, are in complete submission. Every aspect of life and how it functions is now approaching Mr. Global’s grasp.
Why the need for total control? Who knows…. People like Catherine and Dr. Joseph Farrell have spent decades trying to figure it out; no doubt they are close. The reality is, however, that we have no more time to figure out why. Humanity is in the middle of the train tracks, and the train is coming through the tunnel and toward us at full force.
There is an overwhelming feeling of “what to do?” I can understand how a deer gets stuck when the headlights are coming at it. Fear can be paralyzing. But we all can do something and that something is pretty simple: use cash, especially on Fridays.
Some of us are Christians, some not. We don’t all know the purpose of eating only fish on Fridays, but it seems to many that Fridays are a day to prep for something bigger, such as Good Friday. In American culture, we have a lot of Friday events: summer Fridays, half-day Fridays, dress-down Fridays. When Mary Holland from Children’s Health Defense suggested Cash Fridays, it made perfect sense to Catherine.
Why cash? Because in order to have a full digital monetary system with complete central control, the circulation of paper currency has to end. (See the above video of Bank for International Settlements General Manager Agustín Carstens in October 2020, telling you exactly where the central bankers intend to go.) We’ve already heard there are coin shortages. Some are saying that the Fed has stopped printing paper currency. That can’t be confirmed, but it doesn’t really matter. We know the game. To slow this train down, we can keep paper currencies and coins circulating. This is a very easy thing for all of us to do.
There are a lot of divide-and-conquer politics out there. People are fighting for the stupidest reasons. We bet a dollar, however, that the one thing we ALL can agree on is stopping our money from being stolen or controlled—keeping our money safe. It wouldn’t shock us if even the Ku Klux Klan (KKK) or Black Lives Matter (BLM) could agree on that. So it’s simple: We don’t need 100% of the population to do this; 10% of the population is enough.
Keep cash floating through the system.
ACTION PLAN
You can find our updated action list in I Want to Stop CBDCs – What Can I Do?
The first and most important thing you need to do is to use cash and talk to your families, friends, and local businesses and farmers about the benefits of using cash.
Let’s make Cash Every Day the preparation for something bigger—and that something bigger is sovereignty and freedom for all humanity.