Senate bill requires insurance coverage for transgender fertility treatment

In vitro fertilization – photo credit Hopkinmedicine.org

By Guy Page

A new Senate bill would require Vermont health insurers to provide coverage for fertility medications and services to both transgender and non-transgender insureds.

S191 also would direct the Agency of Human Services to seek federal approval for Medicaid coverage of the same fertility procedures. 

The bill is sponsored by Sen. Ruth Hardy (D-Addison), Andrew Perchlik (D/P Washington), and Kesha Ram Hinsdale (D-Chittenden). 

The bill would required both private health insurers and Medicaid to provide to male and female insureds, “regardless of whether an insured is cisgender or transgender,” the following fertility-related services:

  • Fertility diagnostic testing.
  • Intrauterine insemination treatment with donor or partner semen.
  • At least three rounds of in vitro fertilization (IVF) with donor or partner semen or egg, including appropriate medications for ovarian stimulation, retrieval of oocytes under anesthesia, embryo transfer, and IVF14 related laboratory procedures, ultrasounds, and hormones. A health insurance plan may, but shall not be required to, provide coverage for preimplantation genetic testing as a component of IVF.
  • Clinically appropriate fertility-related medications as ordered or prescribed by the insured’s treating health care providers.

Furthermore, the bill would prevent insurers from offering these services at a financial premium: “A health insurance plan shall not establish any rate, term, or condition that places a greater financial burden on an insured for access to fertility-related services than for access to treatment for any other health condition.”

The bill does not have any age limitations. 

Categories: Legislation

14 replies »

  1. This is the type of mindless bill that drives up the cost of health insurance for everyone in Vermont while accomplishing nothing but making an asinine political statement based on non-science.

    When are the adults in the legislature going to say enough is enough and put an end to this kind of nonsense?

  2. Transgender is not a word. Gender disphoria is painful and real but its a mental disorder. Men are not women and women are not men. No one is born in the wrong body. Transsexual is a real term, intersexed is a rare but real condition. Transgender is not a thing. But it is a way white people can say they are not just part of the marxist oppressor group and instead are marginalized and special.

  3. Men are and women are women anything else is a figment of ones imagination, and don’t play
    their games, what they need is to spend some time on a leather couch and talking to a shrink !!

  4. Good grief ! If a person decides that the Lord made a mistake in his/her gender assignment, why should anybody else be obliged to right that perceived wrong ? I’m not real happy with having to work for a living, and not being born a bazillionaire ! You owe me ! Pay up !

  5. As if it can’t get anymore bizarre here in Vermont. Maybe these folks could tackle statewide broadband improvement or balance a budget so road repair could be done!!!

  6. In the space of 100 years Vermont has gone from encouraging eugenics to the complete polar opposite.

  7. Our family has health insurance and still does not cover a dental implant for a baby tooth that had no adult tooth. Thid process is being done twice because the tooth was not done correctly the first time. So, one false tooth is costing us over $6,000.00 out of pocket with NO reimbursement. How is this any less important than what is being proposed in this article?

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